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Texas hard money lender for Houston flips
We are a Texas hard money lender based in Houston, funding fix and flip houses across the Houston area: 100% of purchase and rehab, up to 70% of after-repair value.
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Houston Private Money is a Texas hard money lender for fix and flip investors in Houston, Katy, Sugar Land, Pearland, The Woodlands, Spring, Cypress, Pasadena and Humble. We fund 100% of the purchase price and 100% of the rehab budget, up to 70% of after-repair value, on loans from $150,000, and close in about 5 days.
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Estimate only. Loan amount is the lower of 100% of purchase plus rehab or 70% of the sale price when finished (after-repair value). Minimum loan $150,000. Business-purpose loans on investment property.
Our Texas hard money loan terms
| Term | Houston Private Money |
|---|---|
| Purchase price funded | 100% |
| Rehab budget funded | 100% |
| Maximum loan | 70% of after-repair value |
| Minimum loan | $150,000 |
| Time to close | About 5 days |
| Property | Non-owner-occupied investment houses |
Where we lend
Houston and the surrounding metro: Katy, Sugar Land, Pearland, The Woodlands, Spring, Cypress, Pasadena and Humble. See Houston fix and flip loans.
How to choose a Texas hard money lender
- Leverage: how much of the purchase and rehab they fund
- Speed: how fast they close and pay rehab draws
- Total cost: rate, points and fees together; see hard money loan rates
- Local knowledge: a lender who knows Houston values and neighborhoods
- Direct lender: fewer hand-offs between application and closing
Texas deals that fit
Single-family flips in the Houston area where the purchase plus rehab is at or below 70% of the after-repair value. Check a deal with the ARV and 70% rule calculator.
Questions investors ask
Straight answers about texas hard money lenders.
Do you lend all over Texas?
We focus on Houston and its surrounding cities: Katy, Sugar Land, Pearland, The Woodlands, Spring, Cypress, Pasadena and Humble.
How much do you fund?
100% of purchase and 100% of rehab, up to 70% of after-repair value.
What is the minimum loan?
$150,000.
How fast can you close?
In about 5 days.
More from Houston Private Money
Loans, calculators and guides for Houston fix and flip investors.